2025 AHIP Final Exam 2023-2024 Questions and Correct Answers| Rated A+ With verified Answers

2025 AHIP Final Exam
2023-2024 Questions
and Correct Answers|
Rated A+ With verified
Answers
Mrs. Shields is covered by Original Medicare.
She sustained a hip fracture and is being
successfully treated for that condition.
However, she and her physicians feel that after
her lengthy hospital stay, she will need a month
or two of nursing and rehabilitative care. What
should you tell them about Original Medicare's
coverage of care in a skilled nursing facility? -
ANSWER-Medicare will cover Mrs. Shield's
skilled nursing services provided during the first
20 days of her stay, after which she would have
a copay until she has been in the facility for 100
days.
Mrs. West wears glasses and dentures and has
enjoyed considerable pain relief from arthritis
through massage therapy. She is concerned
about whether or not Medicare will cover these
items and services. What should you tell her? -
ANSWER-Medicare does not cover massage
therapy, or, in general, glasses or dentures.
Mrs. Park is an elderly retiree. Mrs. Park has a
low fixed income. What could you tell Mrs. Park
that might be of assistance? - ANSWER-She
should contact her state Medicaid agency to
see if she qualifies for one of several programs
that can help with Medicare costs for which she
is responsible.
Mr. Alonso receives some help paying for his
two generic prescription drugs from his
employer's retiree coverage, but he wants to
compare it to a Part D prescription drug plan.
He asks you what costs he would generally
expect to encounter when enrolling into a
standard Medicare Part D prescription drug
plan. What should you tell him? - ANSWER-He
generally would pay a monthly premium,
annual deductible, and per-prescription costsharing.
Mrs. Gonzalez is enrolled in Original Medicare
and has a Medigap policy as well, but it
provides no drug coverage. She would like to
keep the coverage she has but replace her
existing Medigap plan with one that provides
drug coverage. What should you tell her? -
ANSWER-Mrs. Gonzalez cannot purchase a
Medigap plan that covers drugs, but she could
keep her Medigap policy and enroll in a Part D
prescription drug plan.
Mr. Davis is 52 years old and has recently been
diagnosed with end-stage renal disease (ESRD)
and will soon begin dialysis. He is wondering if
he can obtain coverage under Medicare. What
should you tell him? - ANSWER-He may sign-up
for Medicare at any time however coverage
usually begins on the fourth month after
dialysis treatments start